Minimum Pension Calculator
This minimum pension calculator allows you to calculate the minimum pension income to be drawn from your superannuation pension. The calculation applies to both Account Based Pensions and Non-Commutable Account Based Pensions. Account Based Pensions are often also...
Pooled vs Segregated Assets SMSF
Pooled vs segregated assets refer to the investment strategy of a self managed superannuation fund (SMSF). A self managed superannuation fund is a specific type of super fund that has fewer than five members. Generally, all members of a SMSF are trustees of the SMSF,...
Benefits of a SMSF
You may have heard the about Self Managed Super Funds or SMSFs and how good they are. But do you really know the specifics of why they are good? And whether or not an SMSF can benefit you? It’s true that a Self Managed Superannuation Fund (SMSF) can provide a...
Can I Put Redundancy into Super?
Can I put redundancy into super? This is a good question and important to understand. Making contributions to superannuation can provide you with tax concessions and may result in you effectively paying less tax on your redundancy payment. Rolling a redundancy payment...
Difference Between Binding and Non-Binding Nominations
What is a Recontribution Strategy?
A superannuation recontribution strategy involves withdrawing some or all of your super balance and recontributing back into super as a non-concessional contribution. It is a reasonably common strategy recommended by financial advisers to their clients under certain...
Can I Use My Super to Buy Land?
It is possible to use your superannuation to purchase land. Your super fund’s investment menu and investment strategy will determine how you can invest your super. For ordinary Industry Super funds or Public Offer fund, the investment menu is somewhat limited....Transition to Retirement Example
This article walks you through a transition to retirement example and the transition to retirement rules. A transition to retirement pension income stream is an income stream commenced using your some or all of your superannuation savings while you are still working,...
Grandfathered Account Based Pension
A grandfathered account based pension is an account based pension where the assessment of the pension income is calculated using the deductible amount method. The current assessment of a non-grandfathered account based pension for social security or aged care purposes...
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