Jul 11, 2020 | Accessing Superannuation, Blog, Centrelink, Retirement Income Streams, Superannuation, Superannuation Tax
Nov 27, 2019 | Accessing Superannuation, Blog, Insurance in Super, Retirement Income Streams, SMSF, Superannuation, Superannuation Tax
The superannuation preservation age changes from age 55 to 60 depending on your date of birth. The change in superannuation preservation age signifies when you are able to access your super savings. You can use your preservation age to calculate how long it takes to...
Nov 6, 2019 | Accessing Superannuation, Blog, Retirement Income Streams, Superannuation, Superannuation Tax
Oct 4, 2019 | Blog, Death Benefits, Reversionary Pensions, SMSF, Superannuation, Superannuation Tax
A Non-Binding Death Benefit Nomination is a declaration made to the trustee of your super fund. A superannuation fund trustee is responsible for the management of your superannuation savings on your behalf. You are able to submit a nomination to the trustee detailing...
Sep 12, 2019 | Accessing Superannuation, Blog, Retirement Income Streams, SMSF, Superannuation, Superannuation Tax
A TTR Pension over age 60 provides a number of benefits. A Transition to Retirement (TTR) Pension is an income stream that you can start with your superannuation savings. You can use your super to start a TTR Pension once you have reached your superannaution...
Sep 2, 2019 | Blog, Contributing to Super, Featured, Superannuation, Superannuation Tax
The Low Income Super Tax Offset is a superannuation payment made by the Government into the superannuation account of Low Income Earners to help them save for retirement. This superannuation support for low-income earners essentially refunds the contributions tax...
Aug 6, 2019 | Accessing Superannuation, Blog, Contributing to Super, Retirement Income Streams, SMSF, Superannuation, Superannuation Tax
Jun 19, 2019 | Accessing Superannuation, Blog, Contributing to Super, Retirement Income Streams, Superannuation, Superannuation Tax
There are a number of ways to avoid tax in Australia. Some of them legal, some not-so. Most legal ways of avoiding tax involve you spending money and claiming a tax deduction for spending that money. However, I’m going to show you two ways to avoid tax without...
Jun 18, 2019 | Blog, Contributing to Super, Featured, Superannuation, Superannuation Tax
What are Low Tax Super Contributions? Low Tax Superannuation Contributions are concessional taxed contributions made into a superannuation account. They are most relevant in determining the application of the Division 293 Tax to high-income earners. Low Tax...
Jun 5, 2019 | Blog, Featured, Retirement Income Streams, SMSF, Superannuation, Superannuation Tax
The superannuation Tax Free component (aka tax-exempt component) is made up of all after-tax contributions made to superannuation (i.e. Non-Concessional Contributions). A superannuation balance will consist of two main tax components: the Tax Free component and the...
